Real estate appraisal services for homeowners in the city of Miami Springs and Miami-Dade County

See the top 7 reasons why Florida homeowners hire Home Value Inc.:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To lower your monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
Settle an estate in Florida by determining the true market value of real estate


	Do you own a home in or near Miami Springs? Do you need help deciding the value of your real estate? Contact Home Value Inc..

We at Home Value Inc. understand the individual needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Home Value Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value judgement than yours.

Challenging Miami-Dade County's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's going down. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an appraisal report from Home Value Inc. is your best weapon when contesting your property tax assessment.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Home Value Inc., we're seasoned in helping homeowners just like you remove unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be annoying from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Home Value Inc. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Home Value Inc. can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Home Value Inc. can help you with that. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.