The FHA publishes the rolls of approved appraisers for each state - Home Value Inc. is on the roster of approved appraisers for Florida.
If you have an FHA-insured mortgage, be sure to hire Home Value Inc., as we are approved and qualified to perform FHA reports.
We're trained and understand the rules and procedures in FHA's guidance and policy documents.
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If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away. |
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An FHA loan is secured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD).
The lending organization provides all the financing - the FHA simply insures the loan through mortgage insurance in case the borrower does not pay off his or her loan.
Low-income and moderate-income homebuyers benefit the most from FHA-backed loan programs. The point of the Federal Housing Administration is to assist credit-worthy potential buyers get approved for mortgages that they otherwise would not.
Different from the VA appraiser panel, the lender working with Federal Housing Administration actually has the freedom to select the appraiser.
Down payments are often lower with an FHA loan despite using conventional market rates.
Those with lesser incomes or less starting capital to put down on a financial transaction benefit the most from FHA loan programs.